Complete information of kisaan credit card: eligibility, silent features, documents

Tittle: Complete information of kisaan credit card: eligibility, silent features, documents

File Type: KCC credit cards complete details

File Language: Kannada

Which Department: Education

State: Karnataka

published date: 13-01-2020

File format: jpg

File size: 344 kb

Number of pages: 02

Availability for download: Yes

Availability of website link: No

Scanned copy: Yes

Editable Text: No

Copy text: No

Print Enable: Yes

Quality: High

File size reduced: No

Password protected: No

Password Encrypted: No

Image file Available: Yes

Cost: free of cost

Go Green!!! Print this only this is necessary

Features and benefits

Get interest at saving bank rate on credit balance in KCC account.

Free ATM cum debit card (State Bank Kisan Card) for all KCC borrowers

Interest subvention @2% p.a is available for loan amount upto Rs. 3 Lacs

Additional interest subvention @3% p.a for prompt repayments

Notified crops / notified areas are covered under crop insurance for all KCC loans

Quantum of loan for 1st year will be assessed on the basis of Cost of cultivation, post-harvest expenses and farm maintenance cost

For subsequent 5 year loan will be sanction on the basis of increase in scale of finance

Collateral security is waived for KCC limit upto Rs. 1.60 lac.

Sanctioned KCC limit will be considered for the purpose of fixing collateral security requirement

Simple interest @7% p.a will be charged for one year or upto the repayment due date, which ever is earlier.

In case of non-repayment within the due dates interest is applied at card rate

Beyond due date interest will be compounded half yearly

The repayment period may be fixed as per the anticipated harvesting and marketing period for the crops for which a loan has been granted.


All farmers – individuals/Joint cultivator owners

Tenant farmers, oral lessees and share croppers etc.

SHGs or Joint liability groups including tenant farmers.

Documents Required

Duly filled in application form

Identity proof- Voter ID card / PAN card / Passport / Aadhaar card / Driving License etc

‌Address proof: Voter ID card / Passport / Aadhaar card / Driving license etc

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